> For the complete documentation index, see [llms.txt](https://nysa-finance.gitbook.io/nysa/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://nysa-finance.gitbook.io/nysa/roadmap.md).

# Roadmap

The following milestones represent our objectives for 2026/2027. This roadmap is continuously updated as development progresses. Follow our official channels for the latest announcements.

<table><thead><tr><th width="212.921875">Milestone Name</th><th>Description</th></tr></thead><tbody><tr><td>Testnet</td><td>Launch of a Closed Testnet, followed by a Public Testnet phase. This stage gathers community feedback, surfaces edge cases, and stress-tests the protocol's core mechanics — collateralization, borrowing, and liquidations — while familiarizing users with the Nysa UI and architecture ahead of mainnet.</td></tr><tr><td>First Market</td><td>Full deployment of Nysa Finance's first market on mainnet, following completion of the security audit process. The launch market onboards an initial RWA collateral category against a curated set of permissionless borrowable assets, validating the hybrid market architecture in production.</td></tr><tr><td>Smart Loans</td><td>Launch of the Smart Loan Module, the machine-learning system that recommends optimal, risk-adjusted borrow amounts. Purpose-built for users collateralizing RWAs to borrow crypto assets, it minimizes liquidation probability while maximizing capital efficiency, returning conservative, moderate, and aggressive borrow options.</td></tr><tr><td>Other Markets</td><td>Once the first market operates smoothly and the multi-market User Interface is ready, Nysa deploys its second market. Each additional market expands the supported collateral universe and broadens the protocol's issuer coverage, scaling liquidity across asset categories.</td></tr><tr><td>Vaults</td><td>Launch of Vaults managed by dedicated risk curators, who rebalance and allocate supplied capital across markets to optimize the risk-reward ratio. Vaults give passive suppliers professionally managed, diversified exposure without manual market selection.</td></tr><tr><td>Tokenized Strategy</td><td>Launch of a yield-bearing Tokenized Strategy, issued as a standard ERC-20 token, that leverages equities, bonds, and other asset classes to generate returns — accompanied by the creation of a dedicated Nysa market built around the strategy token itself.</td></tr></tbody></table>